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This sounds like a great spot for scammers to flood for maximum visabilty. It’ll be too much effort to moderate, so creators will just disable them (if they can) or this will be shut down in about (checks YouTube’s history of dealling with scammers) 3.5 years.
Music streaming has proven this for years now, all the major brands have massive collections that make its super easy to pay and listen to just about anything.
Early Netflix proved this when everything was readily available for an affordable pricre.