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Joined 1 year ago
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Cake day: June 30th, 2023

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  • I- I don’t really know, sorry.

    II- Yeah I’m not really sure tbh.

    III- The purpose of your life is up to you. You are part of something bigger and no matter what you end up doing, you have a place in this crazy universe. Nothing would exist without you and you wouldn’t exist without everything else. Your balance is the world’s balance, and you’ll feel your purpose when you realize your connection and influence on everything around you. Also… 42





  • Don’t worry, I’ll go first.

    So I ultimately agree that the first thing to do is to recognize your known amounts. I start with a simple Excel spreadsheet and begin with known monthly income amounts first. Fixed or relatively consistent income gets it’s own row. Then I try to think about other sources of income that I make throughout the year (if any) and then average that to a monthly amount.

    Next I start with all of my known fixed expenses. Mortgage/rent, car payments, insurance, etc. Next comes known variable expenses like gas, groceries, etc. I always average out the last few months and try to lean towards a higher amount to be conservative. Last, I try to always budget for unexpected expenses. Vehicle maintenance, child injury, unexpected bachelor party…you name it, but every month on average SOMETHING unexpected comes along.

    What I’m left with, I divide by 30 days to figure out what I can spend on a daily basis. Some days I spend over, sometimes way under…but this gives me a good idea every day on how I should be doing for the month. I find it helps to have that “per day” thought in your mind at all times!



  • There’s a LOT that goes into global monetary policy. I know more than some, but it’s complicated in a way that’s not easy or quick to explain here.

    So to try and keep it short, there’s at least a couple major trade-offs. First, it would be somewhat offset by Australian immigrants working in other foreign countries and sending money home to Australia. Second, Australia has global trade partners for a multitude of things and can offset imbalances through borrowing or lending through international trade if and when needed.

    There’s really so much more that goes into it and it’s a bit different for every country, but that’s a broad idea of how it can balance out.