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Joined 1 year ago
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Cake day: August 14th, 2023

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  • You can donate blood in 20 minutes. It takes an hour plus to donate plasma

    Am I going to sit in a chair for an hour plus without any compensation? Maybe once or twice here and there. But you can donate plasma at least twice a week.

    It requires two donations for a single unit. If you donate once and don’t donate the second, then your first donation is unusable. You have to get them to donate twice.

    When I was donating plasma, it paid about $75 for each donation. 50 first, 100 for second. The money is pretty good. $300 a month is a lot for a lot of people.

    If you didn’t compensate people for plasma donations, a lot wouldn’t do it. They currently need more people to donate.

    Plasma “donation” is a good thing.




















  • Getting a new card will temporarily drop your score a few points.

    If you’re like me that charges everything to a credit card, then you need a lot of available credit to keep the credit utilization low. You want it below 10%.

    High credit utilization is going to drop your score more than opening a new card.

    Say I have 1 card that has 15k limit. If I spend 10k on it. I have a 66% credit utilization. My score would be horrible.

    Now, if I get 7 cards and each have 15k limits. If I spend 10k on them then I have less than a 10% credit utilization and my score would be good.

    Can I get 1 or 2 cards that have credit limit of 105k. Yes. But I have found increasing limit is harder than getting a new card.

    With a new card you can get 0% apr which is free borrowing of money for 12 to 15 months.

    You can get a welcome bonus which are usually very good.

    And you can set it up so that you might be getting more rewards like 5% cash back on dinning or other things that another card might not give.

    Getting more cards has it’s advantages