Apple has offered to open up the iPhone near-field communication (NFC) system that Apple Pay uses to other payment services, in a possible effort to...
At this point I vote we just consider it trolling. The best case alternative is that it’s merely aggressively-protected ignorance, and that’s not worth engaging with either.
I work with this technology, as well as dozens of actual payments processors, every day, so I find what they’re saying absurd and … just, the strangest hill to die on.
I’ve tagged them as a troll. If your app allows it, I suggest you do the same.
I think I catch your meaning: it seems you’re arguing that provisioning is a necessary prerequisite to using Apple Pay.
No, that’s not what I said. I said “provisioning” is part of the payment process. If you remove Apple Pay, there is no payment processed. Ergo Apple Pay is part of the process. This is not complicated.
Payment processing is the sequence of actions that securely transfer funds between a payer and a payee. Typically, it involves the authorization, verification, and settlement of transactions through electronic payment systems.
I don’t understand how you can write that out and then immediately turn around and tell me that Apple Pay has nothing to do with any of it, because it’s describing the process of Apple Pay very clearly and succinctly.
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That graphic is really good. I’ve seen a lot of graphics that try to explain it but most of them make mistakes; that one is surprisingly perfect.
Bruh there is a giant icon that says “Apple servers” in that photo so I have no idea what you’re talking about.
It’s literally called “Apple Pay” and you’re gonna try to convince me that Apple has nothing to do with processing payments? Not likely.
Are credit card providers also using Apple servers to not process payments? Because that is what the other user also claimed.
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At this point I vote we just consider it trolling. The best case alternative is that it’s merely aggressively-protected ignorance, and that’s not worth engaging with either.
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Hey, OP commenter here, you have been fully correct throughout this thread. Here is an apple engineer explicitly stating that you’re correct.
I work with this technology, as well as dozens of actual payments processors, every day, so I find what they’re saying absurd and … just, the strangest hill to die on.
I’ve tagged them as a troll. If your app allows it, I suggest you do the same.
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If you remove the “provisioning flow” does the payment still get processed?
And I encourage you to Google the words “payment” and “process”.
I know how it works.
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No, that’s not what I said. I said “provisioning” is part of the payment process. If you remove Apple Pay, there is no payment processed. Ergo Apple Pay is part of the process. This is not complicated.
I don’t understand how you can write that out and then immediately turn around and tell me that Apple Pay has nothing to do with any of it, because it’s describing the process of Apple Pay very clearly and succinctly.